Active Medicare Special Election Periods by State
Search current emergency and disaster-related Medicare Special Election Periods active as of July 1, 2026. Listings include state, disaster or emergency reason, impacted counties, SEP start or incident date, SEP end date, and declaration lookup links.
Search Available SEPs
Important: Disaster SEP eligibility is not automatic. The beneficiary must have had another valid election period and missed it because of the declared emergency or disaster.
Who May Qualify?
Beneficiaries who lived in an affected area, or who rely on someone in an affected area for healthcare decisions, may qualify when the disaster prevented them from using another valid election period.
What Agents Must Confirm
Confirm the affected county, incident period, other valid election period, and why the member could not complete the enrollment during that period.
Compliance Reminder
This SEP should not be used as a marketing tool. It does not waive referrals, prior authorizations, or benefit requirements.
Arizona 2 Active SEP Listings
Local Declaration: Maricopa County Tropical Storm Priscilla
StateArizona
Incident Date10/13/2025
SEP End Date12/31/2026
CountiesMaricopa
State Declaration: Post Tropical Storms Supercell
StateArizona
Incident Date10/13/2025
SEP End Date12/31/2026
CountiesMaricopa
California 10 Active SEP Listings
FEMA California Chemical Incident EM-3646-CA
StateCalifornia
Incident Date5/21/2026
SEP End Date7/31/2026
CountiesOrange
State Declaration: Orange County Chemical Incident
StateCalifornia
Incident Date5/21/2026
SEP End Date7/31/2027
CountiesOrange
San Joaquin Emergency Over Invasive Golden Mussel Threat
StateCalifornia
Incident Date4/28/2026
SEP End Date6/28/2027
CountiesSan Joaquin
Early January 2026 Storms
StateCalifornia
Incident Date12/31/2025
SEP End Date2/28/2027
CountiesSonoma
Late December 2025 Storms
StateCalifornia
Incident Date12/24/2025
SEP End Date2/28/2027
CountiesSonoma, Ventura
2025 Late December Storms
StateCalifornia
Incident Date12/23/2025
SEP End Date2/23/2027
CountiesLos Angeles, Orange, Riverside, San Bernardino, San Diego
November 2025 Storm
StateCalifornia
Incident Date11/13/2025
SEP End Date1/31/2027
CountiesSanta Barbara, Santa Clara
2025 Mid-September Storm
StateCalifornia
Incident Date9/18/2025
SEP End Date11/18/2026
CountiesSan Bernardino
FEMA California Canyon Fire FM-5605-CA
StateCalifornia
Incident Date8/7/2025
SEP End Date10/31/2026
CountiesLos Angeles
Gifford Fire
StateCalifornia
Incident Date8/1/2025
SEP End Date10/1/2026
CountiesSan Bernardino, San Luis Obispo
Florida 5 Active SEP Listings
May North Florida Tornado
StateFlorida
SEP Start5/10/2024
SEP End6/30/2026
StatusEnded 6/30/2026, removed from active display after 7/1/2026
Invest 97L / Hurricane Debby
StateFlorida
SEP Start8/1/2024
SEP End7/31/2026
CountiesAlachua, Baker, Bradford, Charlotte, Citrus, Clay, Collier, Columbia, Dixie, Duval, Franklin, Gadsden, Gilchrist, Hamilton, Hernando, Hillsborough, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Nassau, Pasco, Pinellas, Putnam, Sarasota, St. Johns, Sumter, Suwannee, Taylor, Union, Wakulla
Potential Tropical Cyclone Nine / Hurricane Helene
StateFlorida
SEP Start9/23/2024
SEP End7/31/2026
CountiesMultiple Florida counties including Alachua, Bay, Brevard, Charlotte, Citrus, Collier, Duval, Hillsborough, Lee, Leon, Miami-Dade, Monroe, Orange, Pasco, Pinellas, Polk, Sarasota, Seminole, Volusia, Walton, Washington and others
Storm Milton
StateFlorida
SEP Start10/5/2024
SEP End7/31/2026
CountiesMultiple Florida counties including Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Duval, Flagler, Highlands, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Lucie, Volusia and others
Northwest Florida May Tornadoes
StateFlorida
SEP Start5/10/2025
SEP End7/31/2026
CountiesHolmes
Georgia 1 Active SEP Listing
Fire or Risk of Fire
StateGeorgia
SEP Start4/18/2026
SEP End7/31/2026
CountiesAppling, Atkinson, Bacon, Baker, Ben Hill, Berrien, Bibb, Bleckley, Brantley, Brooks, Bryan, Bulloch, Burke, Calhoun, Camden, Candler, Charlton, Chatham, Clay, Clinch, Coffee, Colquitt, Decatur, Dougherty, Early, Glynn, Lowndes, Muscogee, Richmond, Thomas, Tift, Ware, Wayne and many others
Hawaii 1 Active SEP Listing
Wildfires - Twenty-Ninth Proclamation
StateHawaii
SEP Start11/6/2023
SEP End7/31/2026
CountiesAll
Iowa 3 Active SEP Listings
Severe Storm System 2
StateIowa
SEP Start4/13/2026
SEP End7/31/2026
CountiesBuchanan, Clay, Henry, Palo Alto, Plymouth
Severe Storm System 3
StateIowa
SEP Start4/13/2026
SEP End7/31/2026
CountiesCarroll, Crawford, Grundy, Harrison, Washington
Michigan 2 Active SEP Listings
Potential Dam Failure
StateMichigan
SEP Start4/10/2026
SEP End7/31/2026
CountiesCheboygan
Severe Weather and Flooding
StateMichigan
SEP Start4/15/2026
SEP End7/31/2026
CountiesAll
Missouri 1 Active SEP Listing
Severe Storm System
StateMissouri
SEP Start4/15/2026
SEP End7/31/2026
CountiesMost Missouri counties including Adair, Boone, Buchanan, Callaway, Cape Girardeau, Clay, Franklin, Greene, Jackson, Jefferson, St. Louis, St. Louis City, Springfield-area counties and many others
Montana 1 Active SEP Listing
Nebraska 1 Active SEP Listing
Wildfires
StateNebraska
SEP Start3/12/2026
SEP End7/31/2026
CountiesArthur, Dawson, Frontier, Garden, Keith, Lincoln, Morrill
New Jersey 2 Active SEP Listings
Severe Winter Storm
StateNew Jersey
SEP Start12/26/2024
SEP End8/31/2026
CountiesAtlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, Warren
New Mexico 8 Active SEP Listings
Significant Increase in Crime in Albuquerque
StateNew Mexico
SEP Start4/7/2025
SEP End11/30/2026
CountiesBernalillo
Desert Willow Complex Fire
StateNew Mexico
SEP Start6/21/2025
SEP End8/31/2026
CountiesValencia
Severe Storms, Flooding, and Landslides
StateNew Mexico
SEP Start6/23/2025
SEP End8/31/2026
CountiesDona Ana, Lincoln, Otero
Severe Storms, Flooding, and Landslides
StateNew Mexico
SEP Start6/23/2025
SEP End9/30/2026
CountiesChaves, Lincoln, Otero, Valencia
Significant Increase in Crime
StateNew Mexico
SEP Start8/12/2025
SEP End11/30/2026
CountiesJicarilla Apache Reservation, Pueblos of Pojoaque, Ohkay Owingeh, Santa Clara, San Ildefonso, Tesuque, Rio Arriba, Santa Fe
Oregon 4 Active SEP Listings
Alder Springs Fire
StateOregon
SEP Start6/16/2025
SEP End8/31/2026
CountiesDeschutes, Jefferson
Rowena Wildfire EO 25-28
StateOregon
SEP Start6/18/2025
SEP End12/31/2026
CountiesWasco
Drought Emergency
StateOregon
SEP Start3/26/2026
SEP End2/28/2027
CountiesBaker, Deschutes, Umatilla
Puerto Rico 2 Active SEP Listings
Severe Weather and Flooding
TerritoryPuerto Rico
SEP Start4/19/2025
SEP End7/31/2026
MunicipalitiesAguas Buenas, Corozal, Naranjito, Orocovis
Severe Weather and Flooding
TerritoryPuerto Rico
SEP Start7/30/2025
SEP End9/30/2026
MunicipalitiesAll
South Dakota 2 Active SEP Listings
Severe Winter Wind Storm
StateSouth Dakota
SEP Start1/17/2025
SEP End11/30/2026
CountiesCuster, Fall River, Pennington
Texas 5 Active SEP Listings
Screwworm Statewide
StateTexas
Renewal Date1/29/2026
SEP End8/31/2027
CountiesEl Paso, Hudspeth
2026 Winter Storm
StateTexas
Renewal Date1/22/2026
SEP End3/31/2027
CountiesEl Paso, Hudspeth
Fire Weather
StateTexas
Renewal Date8/10/2025
SEP End6/30/2027
CountiesEl Paso, Hudspeth
Renewed/Amended Border Security Disaster Declaration
StateTexas
Renewal Date8/20/2025
SEP End8/31/2027
CountiesEl Paso, Hudspeth
Drought Renewed
StateTexas
Renewal Date7/21/2025
SEP End11/30/2026
CountiesEl Paso, Hudspeth
Wisconsin 3 Active SEP Listings
Flooding and Severe Weather
StateWisconsin
SEP Start8/9/2025
SEP End12/31/2026
CountiesAll
Flooding and Severe Weather
StateWisconsin
SEP Start4/13/2026
SEP End8/31/2026
CountiesAll
Wyoming 1 Active SEP Listing
Red Canyon, Spring Creek, Mary’s Creek, and Sleeper Ranch Fires
StateWyoming
SEP Start8/13/2025
SEP End10/31/2026
CountiesAll
Nationwide 1 Active SEP Listing
Ongoing Federal Government Shutdown
AreaNationwide
SEP Start10/31/2025
SEP End12/31/2026
CountiesAll
Disclaimer: This resource is for agent education only. SEP availability, county eligibility, declaration status, CMS validation requirements, carrier acceptance, and end dates may change. Always verify with CMS, Medicare.gov, FEMA, state/local declarations, and the carrier before submitting an application.