Advantage Plus Insurance Portal

Medicare SEP Resource Center

Active Medicare Special Election Periods by State

Search current emergency and disaster-related Medicare Special Election Periods active as of July 1, 2026. Listings include state, disaster or emergency reason, impacted counties, SEP start or incident date, SEP end date, and declaration lookup links.

Who May Qualify?

Beneficiaries who lived in an affected area, or who rely on someone in an affected area for healthcare decisions, may qualify when the disaster prevented them from using another valid election period.

What Agents Must Confirm

Confirm the affected county, incident period, other valid election period, and why the member could not complete the enrollment during that period.

Compliance Reminder

This SEP should not be used as a marketing tool. It does not waive referrals, prior authorizations, or benefit requirements.

Arizona 2 Active SEP Listings

Local Declaration: Maricopa County Tropical Storm Priscilla

StateArizona
Incident Date10/13/2025
SEP End Date12/31/2026
CountiesMaricopa

State Declaration: Post Tropical Storms Supercell

StateArizona
Incident Date10/13/2025
SEP End Date12/31/2026
CountiesMaricopa
California 10 Active SEP Listings

FEMA California Chemical Incident EM-3646-CA

StateCalifornia
Incident Date5/21/2026
SEP End Date7/31/2026
CountiesOrange

State Declaration: Orange County Chemical Incident

StateCalifornia
Incident Date5/21/2026
SEP End Date7/31/2027
CountiesOrange

San Joaquin Emergency Over Invasive Golden Mussel Threat

StateCalifornia
Incident Date4/28/2026
SEP End Date6/28/2027
CountiesSan Joaquin

Early January 2026 Storms

StateCalifornia
Incident Date12/31/2025
SEP End Date2/28/2027
CountiesSonoma

Late December 2025 Storms

StateCalifornia
Incident Date12/24/2025
SEP End Date2/28/2027
CountiesSonoma, Ventura

2025 Late December Storms

StateCalifornia
Incident Date12/23/2025
SEP End Date2/23/2027
CountiesLos Angeles, Orange, Riverside, San Bernardino, San Diego

November 2025 Storm

StateCalifornia
Incident Date11/13/2025
SEP End Date1/31/2027
CountiesSanta Barbara, Santa Clara

2025 Mid-September Storm

StateCalifornia
Incident Date9/18/2025
SEP End Date11/18/2026
CountiesSan Bernardino

FEMA California Canyon Fire FM-5605-CA

StateCalifornia
Incident Date8/7/2025
SEP End Date10/31/2026
CountiesLos Angeles

Gifford Fire

StateCalifornia
Incident Date8/1/2025
SEP End Date10/1/2026
CountiesSan Bernardino, San Luis Obispo
Florida 5 Active SEP Listings

May North Florida Tornado

StateFlorida
SEP Start5/10/2024
SEP End6/30/2026
StatusEnded 6/30/2026, removed from active display after 7/1/2026

Invest 97L / Hurricane Debby

StateFlorida
SEP Start8/1/2024
SEP End7/31/2026
CountiesAlachua, Baker, Bradford, Charlotte, Citrus, Clay, Collier, Columbia, Dixie, Duval, Franklin, Gadsden, Gilchrist, Hamilton, Hernando, Hillsborough, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Nassau, Pasco, Pinellas, Putnam, Sarasota, St. Johns, Sumter, Suwannee, Taylor, Union, Wakulla

Potential Tropical Cyclone Nine / Hurricane Helene

StateFlorida
SEP Start9/23/2024
SEP End7/31/2026
CountiesMultiple Florida counties including Alachua, Bay, Brevard, Charlotte, Citrus, Collier, Duval, Hillsborough, Lee, Leon, Miami-Dade, Monroe, Orange, Pasco, Pinellas, Polk, Sarasota, Seminole, Volusia, Walton, Washington and others

Storm Milton

StateFlorida
SEP Start10/5/2024
SEP End7/31/2026
CountiesMultiple Florida counties including Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Duval, Flagler, Highlands, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Lucie, Volusia and others

Northwest Florida May Tornadoes

StateFlorida
SEP Start5/10/2025
SEP End7/31/2026
CountiesHolmes
Georgia 1 Active SEP Listing

Fire or Risk of Fire

StateGeorgia
SEP Start4/18/2026
SEP End7/31/2026
CountiesAppling, Atkinson, Bacon, Baker, Ben Hill, Berrien, Bibb, Bleckley, Brantley, Brooks, Bryan, Bulloch, Burke, Calhoun, Camden, Candler, Charlton, Chatham, Clay, Clinch, Coffee, Colquitt, Decatur, Dougherty, Early, Glynn, Lowndes, Muscogee, Richmond, Thomas, Tift, Ware, Wayne and many others
Hawaii 1 Active SEP Listing

Wildfires - Twenty-Ninth Proclamation

StateHawaii
SEP Start11/6/2023
SEP End7/31/2026
CountiesAll
Iowa 3 Active SEP Listings

Severe Storm System

StateIowa
SEP Start4/2/2026
SEP End7/31/2026
CountiesWapello

Severe Storm System 2

StateIowa
SEP Start4/13/2026
SEP End7/31/2026
CountiesBuchanan, Clay, Henry, Palo Alto, Plymouth

Severe Storm System 3

StateIowa
SEP Start4/13/2026
SEP End7/31/2026
CountiesCarroll, Crawford, Grundy, Harrison, Washington
Michigan 2 Active SEP Listings

Potential Dam Failure

StateMichigan
SEP Start4/10/2026
SEP End7/31/2026
CountiesCheboygan

Severe Weather and Flooding

StateMichigan
SEP Start4/15/2026
SEP End7/31/2026
CountiesAll
Missouri 1 Active SEP Listing

Severe Storm System

StateMissouri
SEP Start4/15/2026
SEP End7/31/2026
CountiesMost Missouri counties including Adair, Boone, Buchanan, Callaway, Cape Girardeau, Clay, Franklin, Greene, Jackson, Jefferson, St. Louis, St. Louis City, Springfield-area counties and many others
Montana 1 Active SEP Listing

Statewide Flooding

StateMontana
SEP Start12/8/2025
SEP End8/31/2026
CountiesAll
Nebraska 1 Active SEP Listing

Wildfires

StateNebraska
SEP Start3/12/2026
SEP End7/31/2026
CountiesArthur, Dawson, Frontier, Garden, Keith, Lincoln, Morrill
New Jersey 2 Active SEP Listings

Severe Winter Storm

StateNew Jersey
SEP Start12/26/2024
SEP End8/31/2026
CountiesAtlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, Warren

Severe Winter Storm

StateNew Jersey
SEP Start2/21/2026
SEP End10/31/2026
CountiesAll
New Mexico 8 Active SEP Listings

Significant Increase in Crime in Albuquerque

StateNew Mexico
SEP Start4/7/2025
SEP End11/30/2026
CountiesBernalillo

Trout Fire

StateNew Mexico
SEP Start6/12/2025
SEP End8/31/2026
CountiesGrant

Desert Willow Complex Fire

StateNew Mexico
SEP Start6/21/2025
SEP End8/31/2026
CountiesValencia

Severe Storms, Flooding, and Landslides

StateNew Mexico
SEP Start6/23/2025
SEP End8/31/2026
CountiesDona Ana, Lincoln, Otero

Severe Storms, Flooding, and Landslides

StateNew Mexico
SEP Start6/23/2025
SEP End9/30/2026
CountiesChaves, Lincoln, Otero, Valencia

Flooding

StateNew Mexico
SEP Start7/22/2025
SEP End9/30/2026
CountiesDona Ana

Significant Increase in Crime

StateNew Mexico
SEP Start8/12/2025
SEP End11/30/2026
CountiesJicarilla Apache Reservation, Pueblos of Pojoaque, Ohkay Owingeh, Santa Clara, San Ildefonso, Tesuque, Rio Arriba, Santa Fe

Flooding

StateNew Mexico
SEP Start8/27/2025
SEP End10/31/2026
CountiesMora
Oregon 4 Active SEP Listings

Rowena Fire EO 25-06

StateOregon
SEP Start6/11/2025
SEP End8/31/2026
CountiesWasco

Alder Springs Fire

StateOregon
SEP Start6/16/2025
SEP End8/31/2026
CountiesDeschutes, Jefferson

Rowena Wildfire EO 25-28

StateOregon
SEP Start6/18/2025
SEP End12/31/2026
CountiesWasco

Drought Emergency

StateOregon
SEP Start3/26/2026
SEP End2/28/2027
CountiesBaker, Deschutes, Umatilla
Puerto Rico 2 Active SEP Listings

Severe Weather and Flooding

TerritoryPuerto Rico
SEP Start4/19/2025
SEP End7/31/2026
MunicipalitiesAguas Buenas, Corozal, Naranjito, Orocovis

Severe Weather and Flooding

TerritoryPuerto Rico
SEP Start7/30/2025
SEP End9/30/2026
MunicipalitiesAll
South Dakota 2 Active SEP Listings

Severe Winter Wind Storm

StateSouth Dakota
SEP Start1/17/2025
SEP End11/30/2026
CountiesCuster, Fall River, Pennington

Fire Disaster

StateSouth Dakota
SEP Start4/11/2026
SEP End12/31/2026
CountiesCuster
Texas 5 Active SEP Listings

Screwworm Statewide

StateTexas
Renewal Date1/29/2026
SEP End8/31/2027
CountiesEl Paso, Hudspeth

2026 Winter Storm

StateTexas
Renewal Date1/22/2026
SEP End3/31/2027
CountiesEl Paso, Hudspeth

Fire Weather

StateTexas
Renewal Date8/10/2025
SEP End6/30/2027
CountiesEl Paso, Hudspeth

Renewed/Amended Border Security Disaster Declaration

StateTexas
Renewal Date8/20/2025
SEP End8/31/2027
CountiesEl Paso, Hudspeth

Drought Renewed

StateTexas
Renewal Date7/21/2025
SEP End11/30/2026
CountiesEl Paso, Hudspeth
Wisconsin 3 Active SEP Listings

Flooding and Severe Weather

StateWisconsin
SEP Start8/9/2025
SEP End12/31/2026
CountiesAll

Severe Winter Weather

StateWisconsin
SEP Start3/14/2026
SEP End7/31/2026
CountiesAll

Flooding and Severe Weather

StateWisconsin
SEP Start4/13/2026
SEP End8/31/2026
CountiesAll
Wyoming 1 Active SEP Listing

Red Canyon, Spring Creek, Mary’s Creek, and Sleeper Ranch Fires

StateWyoming
SEP Start8/13/2025
SEP End10/31/2026
CountiesAll
Nationwide 1 Active SEP Listing

Ongoing Federal Government Shutdown

AreaNationwide
SEP Start10/31/2025
SEP End12/31/2026
CountiesAll
Disclaimer: This resource is for agent education only. SEP availability, county eligibility, declaration status, CMS validation requirements, carrier acceptance, and end dates may change. Always verify with CMS, Medicare.gov, FEMA, state/local declarations, and the carrier before submitting an application.
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