Free E&O Coverage for Advantage Plus Agents
Advantage Plus Insurance Agency provides qualified agents with Errors & Omissions coverage at no cost, helping reduce business expenses while giving agents an important layer of professional protection.
What Is E&O Coverage?
Errors & Omissions insurance, often called E&O, is professional liability coverage for licensed insurance agents. It is designed to help protect agents if a client claims there was a professional mistake, missing information, incorrect guidance, administrative error, or another issue related to the services provided.
In the Medicare and insurance industry, E&O coverage is more than just a helpful protection. It is commonly required by insurance carriers before an agent can be appointed, contracted, or allowed to actively sell their products.
Having active E&O coverage helps show carriers that an agent is properly protected and operating with the professional standards expected in the industry.
No Additional Cost
Eligible agents do not have to purchase a separate E&O policy on their own. Advantage Plus helps cover this important business need.
Carrier Contracting Support
Many carriers require E&O coverage before approving or maintaining agent contracts. This helps agents stay ready for carrier appointments.
Part of Our Agent Platform
Free E&O is one of the many ways Advantage Plus supports agents, along with training, carrier access, portal tools, marketing support, and compliance resources.
Why We Provide E&O Coverage for Free
Building an insurance business can become expensive. Agents often have to pay for licensing, AHIP, certifications, marketing, leads, business tools, technology, continuing education, and other professional expenses before they ever write business.
Advantage Plus Insurance Agency wants to reduce unnecessary barriers for serious agents who are actively working with us. Providing E&O coverage for free helps agents save money while still meeting an important industry requirement.
This benefit is especially valuable for agents who are contracting with multiple Medicare carriers, building their book of business, or expanding their product portfolio through Advantage Plus.
Who Qualifies for Free E&O Coverage?
Free E&O coverage is available only to active Advantage Plus agents who meet our minimum eligibility requirements. These requirements help make sure the coverage is being provided to agents who are actively contracted, using our platform, and working through Advantage Plus Insurance Agency.
Active Portal Access
Agent must have active access to the Advantage Plus agent portal and be properly set up in our system.
Minimum 3 Active Carriers
Agent must have at least 3 active carrier contracts under Advantage Plus Insurance Agency.
Good Standing
Agent must remain in good standing with Advantage Plus, carrier requirements, licensing, and compliance standards.
How This Helps Our Agents
Free E&O coverage gives agents one less thing to worry about. Instead of spending additional money on a separate policy, eligible agents can focus on contracting, training, marketing, serving clients, and growing their book of business.
This support also helps agents move faster when completing carrier contracting because they can provide proof of E&O coverage when required. For many agents, this can make the onboarding and contracting process smoother.
Advantage Plus is committed to helping agents build a stronger business with the support, resources, and infrastructure they need.
Request a Copy of Your E&O Certificate
If you believe you meet the eligibility requirements, please complete the form below. Our team will review your portal access and carrier status. Once verified, we will provide you with a copy of your E&O certificate.